• Private Home Financing

     

    Do you live and work in Curaçao?

    We’ll arrange your mortgage quickly and easily for you.

    Depending on the individual circumstances of your application, we offer:

     

    • Interest rates starting at 4.75%
    • Terms of up to 35 years
    • 100% financing options for the purchase price
    • Penalty-free early repayment flexibility

     

    When securing a mortgage, certain insurance policies are required. We also handle these for you swiftly and at the most competitive premiums.

     

     

     

     

    Click the link on the left for our Optimum General Mortgage (OGM) brochure

     

    Click the link on the left for our Optimum Second Home Curaçao Mortgage (OSHCM) brochure

     

    Click the link on the left to receive your personalized mortgage calculation within 48 hours

     

    Click the link on the left to receive your pre-approval within 48 hours

     

     

     

     

    OSHCM BROCHURE

    HYPOTHEEK

    OGM BROCHURE

    APPROVAL

  • Vacation Home Financing

     

    Vacation Home Financing

    Curaçao has emerged as one of the most attractive tropical real estate investment destinations in the Caribbean. With economic and political stability, a tranquil local atmosphere, a location outside the Caribbean hurricane zone, and consistently pleasant temperatures, Curaçao offers pristine beaches for shopping and nightlife, along with charming natural bays. The island is experiencing vibrant development in homes and apartments across diverse price ranges, ensuring options to suit every budget.

     

    Optimum Curaçao enables you to partially finance the purchase of a vacation home or apartment with a mortgage. With a down payment starting at just 20% of the purchase price and interest rates as low as 4.75%, we help turn your perfect investment in Curaçao into reality.

     

    • Term flexibility based on your age at the time of application.
    • Year-round rental permitted to generate attractive returns from your property.

    Click the link on the left for our Optimum General Mortgage (OGM) brochure

     

    Click the link on the left for our Optimum Second Home Curaçao Mortgage (OSHCM) brochure

     

    Click the link on the left to receive your personalized mortgage calculation within 48 hours

     

    Click the link on the left to receive your pre-approval within 48 hours

     

     

     

     

    OGM BROCHURE

  • Building Plot Financing

     

    Building Plot Financing

    If you want to purchase a building plot first and later realize your own design for a dream home, we offer an excellent solution for this as well.

     

    • Financing up to 100% of the purchase price
    • Term of up to 15 years
    • Interest rate of 5.00%

     

     

     

     

    Click the link on the left for our Optimum General Mortgage (OGM) brochure

     

    Click the link on the left for our Optimum Second Home Curaçao Mortgage (OSHCM) brochure

     

    Click the link on the left to receive your personalized mortgage calculation within 48 hours

     

    Click the link on the left to receive your pre-approval within 48 hours

     

     

    OSHCM BROCHURE

    HYPOTHEEK

    APPROVAL

    OGM BROCHURE

Optimum Hypotheek Curaçao

Optimum Curaçao offers an excellent, easy, and fast way to finance the purchase or construction of your home in Curaçao.

 

  • Interest rates starting at 4.75%
  • Terms up to 35 years
  • 100% financing options available

 

Found your dream home and need a pre-approval to submit an offer?

Click the on the approval button to upload your details and receive your

pre-approval within 48 hours.

Click the link on the left for our Optimum General Mortgage (OGM) brochure

 

Click the link on the left for our Optimum Second Home Curaçao Mortgage (OSHCM) brochure

 

Click the link on the left to receive your personalized mortgage calculation within 48 hours

 

Click the link on the left to receive your pre-approval within 48 hours

 

 

 

 

OSHCM BROCHURE

HYPOTHEEK

APPROVAL

OGM BROCHURE

© 2015-2025 Copyright OPTIMUM HYPOTHEEK & REAL ESTATE   |   Design by Zebra Productions

Optimum Hypotheek & Real Estate

Zeelandia Office Park

Kaya W.F.G. (Jombi) Mensing #14

Willemstad

Curacao

Mobile phone: +5999-6701940

 

 

 

 

Whatsapp: +5999-5294619

E-mail: curiel@optimumcuracao.com

Registration number Chamber of Commerce Curacao:

number 150337

Registration Central Bank of Curacao and Sint Maarten:

number 2019-0099118 AB